One-third of attacks were successful even when victims had undergone security awareness training.
At First American Payment Systems, we provide the tools and expertise to guide your business to the best payment software integration solution.
Many organizations had been hit by at least one ransomware attack in the last 12 months. Find out why.
Sixty-eight percent of respondents to a Vanson Bourne survey report their company to be “very vulnerable” or “vulnerable” to attack.
Our ISOs are known for their award-winning customer service, making them the some of the best merchant service companies in the industry.
Detachable tablets will take an increasing share of the market over during the same period.
Seventy percent of users consider mobile BI software "crucial" to their work.
Payments professionals who suspect fraud is getting significantly worse were confirmed in their suspicions.
Report identifies top corporate challenges and potential solutions for 2017.
Industry evolution sees gap between expectations of B2B buyers and what brands can provide.
First American Payment Systems, a leader in the payment processing industry, has partnered with VetOfficeSuite.com, a premier online veterinary practice management system, to deliver integrated payment solutions within their cloud-based software.
The internet has ushered in a new era of connectivity allowing people to communicate in ways never before thought possible.
New technology approaches augment declining on-premises software opportunities.
First American has partnered with DonorSnap to deliver a robust payments solution
U.S. online retail spending through home and work desktop computers in the 2016 holiday season totaled $63.1 billion.
With 2017 here, it is important to take a look ahead at what the future holds for payments and what trends may continue to develop or emerge within the next year.
Survey finds despite escalating threats, few changes to security are planned in 2017.
Decision Intelligence™ leverages machine learning to boost approvals for genuine transactions.
Nearly two-thirds of U.S. adults now carry a general-purpose credit card, and credit cards are gaining popularity with young adults.
Here’s a look at five transformative software solutions your business should be using.
A combination of better fraud-detection technologies and stronger consumer-authentication strategies is helping e-commerce merchants hold the line on fraud losses.
Technology in the retail sector has been experiencing major enhancements recently.
Countless analysts have tried to diagnose what ails the lackluster U.S. mobile-wallet market.
The PCI Security Standards Council is devising recommendations for protecting payment transactions on devices connected to the Internet of Things, a network with endpoints researchers say already number in the billions.
Attack highlights the “disruptive potential of coordinated hacking efforts” on American networks.
If the payments industry is expecting a sharp rise in online fraud, it can stop holding its breath.
Consumers with Samsung Pay mobile-wallet accounts will be able to use them as a payment method for online transactions.
While many observers have lamented the apparently slow growth in consumers’ adoption of mobile payments, that doesn’t mean more consumers aren’t using mobile devices each year to buy things.
While the payments business is caught up these days in working out strategies for mobile apps and social media, it turns out these aren’t the cutting-edge technologies they once were.
Just a week into the fourth quarter, merchants and payments companies already are preparing for the busy holiday-shopping season.
For some businesses, making the transition into a fully digital company is part of their normal business strategy.
Often overlooked in the short term, day-to-day operations and the longer term, go-forward strategy, the nature of the relationship with the end user for both payments processors and ISVs is one of the most important aspects of both platforms as a key attribute of enterprise valuation.
With the proliferation of ransomware and phishing attacks disrupting business operations and costing thousands of dollars in losses, keeping your client’s networks and data secure is a top priority — and there are a number of security challenges you need to help businesses guard against.
In the past, hackers have most often gone after specific merchants when seeking cardholder information.
No longer an isolated, occasional event, technology deployment occurs almost continuously now, and retailers should be thinking about changing the way they plan, budget, manage, and support deployment cycles in this new world.
Video analytics is no longer a niche technology available only to the largest companies with the biggest budgets.
First American Payment Systems, a leader in the payment processing industry, has partnered with Storage Commander, a software developer focused on self-storage businesses, to deliver additional payment solutions within the Storage Commander software.
eMarketer predicts 37.5 million Americans will use proximity mobile payments this year — a 61.8 percent increase over 2015 — and total value of mobile payment transactions in the U.S. alone will grow 210 percent in the same period.
While 90 percent of big data users report they have seen a decline in security breaches, 49 percent of Federal agencies say cybersecurity compromises occur at least once a month as a result of an inability to fully analyze data.
The old ways of gauging customer satisfaction and interpreting customer actions, while useful in the past, simply aren’t as effective as they used to be.
The U.S. EMV transition that began in earnest last October has brought with it a lot of pain, but few issues have been more agonizing for merchants than the flood of chargebacks they’re seeing for the first time.
As of October 1, liability for fraudulent payment card transactions shifts from card issuers to acquirers or merchants, with the least EMV-compliant party responsible for covering the amount of the transaction.
EMV (Europay, Mastercard and Visa), a global standard for chip card technology, has been at the heart of payments news over the past few months.
Many businesses are waiting for EMV technology but there are bottlenecks within the payment industry presenting the deployment of this new technology.
The growth in the number of consumers who experienced card fraud in the United States is tied to the massive EMV migration.
According to Ponemon Institute’s Cost of Cyber Crime Study, in 2015 there was an average of 1.9 successful cyber-attacks on companies each week deriving from a variety of attack vectors, including malware, phishing, and stolen devices.
It’s a tale of two mobile payment options: how Europay, MasterCard and Visa (EMV) systems aren’t doing all that well in the recent shift, and how contactless payments by near field communications (NFC) may be able to step in and take over as a result.
Forecasters have long predicted that the U.S. payments market’s move to EMV chip cards for in-person transactions will drive criminals into e-commerce fraud.
According to network security vendor Webroot, almost every bit of malware now is polymorphic, changing as it hits the network.
Companies are increasingly turning to predictive analytics to compete and thrive.
Downtime suffered by companies as a result of ransomware attacks can cost more than just the ransom demands, and the majority of MSPs and VARs are not recouping the time and money spent on wiping and restoring their computer systems.
Security breaches in the retail sector are a common occurrence due to the large amount of credit card information available to hackers accessing unprotected systems and networks.
There is a variety of revenue generating options for VARs and Software developers today.
Now more than ever, ISVs rely on integrated solutions to enhance their products and differentiate themselves in a constantly changing market.
Here are the main lies VARs/ISVs tell themselves about payment processing
The PCI Security Standards Council on Friday released version 3.2 of its Payment Application Data Security Standard, which sets rules for payment-processing software.
So far, online merchants are winning the battle against fraud, but the gains are coming at a high cost, according to the latest annual fraud study from CyberSource Corp.
Declined cards are one of the unfortunate aspects for businesses that process recurring transactions.
First American Payment Systems, a leader in payments, and UL Transaction Security have partnered together to offer ASTREX, a real-time payments simulator, to reduce development time and streamline EMV validation for ISVs and VARs.
Success for a VAR and ISV depends primarily on the amount of customers they gain and keep.
There’s a new wave of possibility in online fraud prevention.
While the vast majority of corporate technology decision-makers anticipate tech spending to remain the same or increase for 2016, tech leaders say their current IT infrastructures rate only a “B Minus” grade and 65 percent report concern about disruption from technology innovation, according to an Insight Enterprises report.
Independent software vendors, value-added resellers and point-of-sale software developers facing the daunting task of certifying their unique products for EMV payment acceptance may face costs starting at $30,000.
According to new survey results from Javelin Strategy and Research, only 8% of small and so-called micro businesses queried in February who didn’t accept EMV chip cards cited as a reason the lack of a business case for the cards.
Data breaches and fraud have been major issues within the payments industry for years.
Mobile payments, eCommerce, bitcoin and tech startups are being acquired by industry giants — and headlines are overrun with all things payments technology.
Do a Google search for the term Big Data and an endless sea of pages flood your screen with company ads, links to websites, news reports, press releases, and blogs
As data breaches and other intrusions multiply, businesses that deal in sensitive data on a daily basis are scrambling to find the most effective means of protection possible.
Bill Lodes, new SVP of Strategy and Business Development at First American Payment Systems, was selected for a Q&A session with Business Solutions on the top payment trends ISVs should focus on and the challenges that continue with EMV adoption and PCI compliance.
Your merchant clients that rely on you as a trusted advisor are turning to you for advice as they upgrade their payment terminals to accept EMV chip cards.
The growth of data breaches and fraud has been a pressing issue within the payments industry for several years and many are concerned in regards to payment security.
At First American Payment Systems, strategic partnerships are important to us and our main goal is to help you differentiate yourself in the marketplace and grow revenue.
Bill Lodes, new SVP of Strategy and Business Development at First American Payment Systems, was selected for a Q&A session with Business Solutions on the challenges and opportunities payment trends present to VARs and ISVs.